Nathaniel Mudzingwa
Walvis Bay, Namibia
Summary
Experienced with comprehensive credit risk assessment and management. Utilizes in-depth financial analysis and strategic decision-making to ensure accurate evaluations. Knowledge of leading teams and maintaining high standards in credit analysis. I am a highly organized and detailed collaborator with a calm disposition and integrity. I have excellent numerical and analytical skills as well as detail conscious. Professional, Expressive and Independent thinker
Overview
9
9
years of professional experience
Work History
Lead: Credit Origination
Credsure Financial Services
01.2024 - Current
- Assessing the creditworthiness of potential customers.
- Conducting detailed financial analysis to evaluate risk levels in extending credit.
- Setting terms of credit for clients and negotiating payment plans.
- Liaising with the regulator (NAMFISA) on all compliance matters.
- Drafting monthly management accounts and other reports.
- Implementing the overall long term strategy for the micro-lender.
- Supervising day to day workflow of employees in order to maximize efficiency and maintain quality work.
- Submission of monthly, quarterly and yearly returns to NAMFISA.
- Managing the collections system through debit orders from clients.
Lead: Operations
Maro Autologic Trading Enterprises
07.2018 - 12.2023
- I was responsible for running own Transport & Logistics company with an annual turnover of about NAD 2 million.
- Drafting of monthly management accounts.
- Managing the Accounts Payables and Receivables function of the entity.
- Managing the stock and parts ordering process.
- Addressed customer concerns with suitable solutions.
- Oversaw financial management, budget management, accounting and payroll activities.
- I was responsible for all compliance matters with industry stakeholders and regulators that include NaTIS, RFA etc.
Graduate Management Trainee
Pan African Mining Private Limited
01.2016 - 11.2017
- Underwent a 2 year structured Graduate Trainee program in the Finance department of the company's leading gold mines.
- Assisted the Mine Accountant in the preparation of monthly management accounts.
- I was responsible for the Accounts Payables function (reconciliations) with a book that exceeded USD 2 million.
- Organized stock count processes and prepared monthly stock reports.
- Performed all other finance department duties as assigned by the Mine Accountant.
Education
ACI Dealing Certificate - Banking and Financial Markets
ACI Financial Markets Association
05-2024
Bachelor of Commerce Honors Degree in Finance
National University of Science And Technology
11-2014
Foundations of Financial Risk (FFR) Certificate
Global Association of Risk Professionals (GARP)
10-2024
Skills
- Financial statement analysis
- Lending regulations
- Investment analysis
- Credit decision making
- Financial modeling
- Microsoft Excel proficiency
- Regulatory compliance
- Business operations management
- Financial Risk Analysis & Management
Timeline
Lead: Credit Origination
Credsure Financial Services
01.2024 - Current
Lead: Operations
Maro Autologic Trading Enterprises
07.2018 - 12.2023
Graduate Management Trainee
Pan African Mining Private Limited
01.2016 - 11.2017
Bachelor of Commerce Honors Degree in Finance
National University of Science And Technology
ACI Dealing Certificate - Banking and Financial Markets
ACI Financial Markets Association
Foundations of Financial Risk (FFR) Certificate
Global Association of Risk Professionals (GARP)
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