Abisai Ndimunhu Gabriel

Results-driven Credit and Business Banking Professional with 15+ years of experience in SME lending, credit analysis, and client relationship management. Proven track record of assessing and approving credit applications, managing loan portfolios, mitigating credit risks, and ensuring full regulatory and audit compliance. Adept in financial due diligence (KYC), client onboarding, and implementing tailored financial solutions.

Experienced professional in SME lending with a proven track record of driving new business and developing tailored financial solutions for clients. Successfully grew the SME lending portfolio through long-term client relationships, while ensuring compliance with financial regulations and policies. Demonstrated expertise in credit application processing, risk assessment, and client onboarding, contributing to increased approval rates and enhanced client satisfaction. Collaborated effectively with cross-functional teams to finalize complex credit deals, ensuring adherence to regulatory standards.

• Afrikaans (Proficient)
• Oshiwambo (Fluent)
• English (Proficient)
• Afrikaans (Proficient)
• Oshiwambo (Fluent)

• Martha Mushinga, Credit Analyst, Standard Bank Windhoek, mushinga@standardbank.com.na, +264 81 718 0744
• Marcellus Leopoldt, Commercial Manager: Business Banking, Bank Windhoek Oshakati, +264 81 300 6635

• Diploma in Credit - Bank Windhoek
• Diploma in Collateral - Bank Windhoek
• Certificate in High Management - Southern Business School
• New Managers Development Programme - Stellenbosch University
• Candidate Bankers Trainee Programme - Bank Windhoek
• IGCSE (Grade 12) - Kolin Foundation School

• Credit Application Processing & Approval
• Loan Portfolio & Risk Management
• Financial Analysis & Statement Interpretation
• Credit Risk Mitigation Strategies
• Credit Policy Compliance & Documentation
• SME & Commercial Lending
• Debt Collection & Recovery
• Client Onboarding & KYC Due Diligence
• Customer Relationship Management (CRM)
• Non-Performing Loan Monitoring & Restructuring
• Business Development & Client Acquisition
• Regulatory Compliance & Audit Implementation
• Cross-functional Collaboration (Legal & Compliance)
• Banking Software (Loan IQ, SAP) & Financial Systems
• Property Valuation Requests & Follow-ups
• Loan Disbursement & Registration Monitoring
• Verification of Security Documents (Life & Fire Cover)
• Preparation of Facility & Subsidy Letters