LEANDRE STOFFELS
Windhoek
Summary
Experienced financial professional with a proven record in the banking and oil and gas industry. I specialize in credit analysis,risk management and financial reporting, with a strong ability to translate data into strategic decisions. Known for enhancing risk assessment processes and improving financial health through detailed analysis and effective communication with stakeholders
Overview
12
12
years of professional experience
Work History
Treasury/Credit Analyst
Puma Energy Namibia (Pty) Ltd
Windhoek
01.2024 - Current
- Conduct in-depth financial statement analyses to accurately determine the creditworthiness of potential borrowers, enhancing decision-making processes.
- Monitored customer accounts to ensure timely payments were made in accordance with loan agreements.
- Developed strategies to manage delinquent accounts and reduce overall portfolio risks.
- Play a key role in monthly cash flow forecasting, comparing forecasts to actuals to refine financial strategies and improve accuracy.
- Monitored daily liquidity positions and worked with other departments to ensure sufficient funding was available for operations.
- Conducted research on corporate banking products and services to identify potential solutions that meet company needs.
- Strategically managed external banking partnerships, ensuring strict compliance with laws and fostering robust regulatory relationships.
Financial Accountant
Gold Management Consulting
02.2023 - Current
- Preparing the monthly profit and loss, and balance sheet reports
- Tax reporting and inventory processing
- Collecting and analysing data, which is then used in the preparation of weekly and monthly estimates
- Advising on estimates for project funding
- Creating KPI reports
- Preparing weekly cash flow statements, and controlling expenditure and cash flow
- Assisting with the preparation of year-end accounts and statutory accounts
- Responding to financial inquiries by gathering and interpreting data
- Conducting internal audits such as wage reviews
- Examining financial records to check for accuracy
- Managing and training staff when necessary
Credit Originator
Standard Bank Namibia
Windhoek
04.2022 - 08.2022
- Identifies credit and risk management requirements at the source of the deal negotiation/business proposal
- Conducts credit evaluation interviews during deal negotiation to obtain sufficient and appropriate information to evaluate business risk and deal viability, from a credit risk perspective
- Declines non-viable deals at source, however works in partnership with Relationship Manager and Manager Acquisitions and clients to identify alternatives that could bring the deal/proposal within acceptable risk parameters relative to profitability
- Recommends appropriate facilities in line with risk evaluation
- Presents and defends own judgement & senior credit evaluations to clients in a manner which does not negatively affect the business relationship
- Identifies, quantifies and evaluates sources of risk in relation to profitability of business proposal and financial viability of corporation as a whole, interrogates information obtained to gain a thorough understanding of business parameters which create profit/value as well as the associated risks
- Utilizes industry risk analysis available to identify and understand contextual threats to existing and potential clients
- Evaluates whether proposals meet sound business criteria and counterparty credit risk falls within acceptable parameters, and recommends appropriate business credit facilities including terms or conditions of facilities
- Prepares credit applications providing sound financial and business justification for deals/proposals within acceptable risk parameters relative to the profitability
Credit Analyst
RMB Namibia (FirstRand Namibia)
Windhoek
12.2016 - 03.2022
- Manage lending limits
- Manage database and provide input regarding limits, ratings, Loss Given Default (LGD) and governance monitoring
- Suggest risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank
- Act as a bridge between risk and business on contentious issues
- Remain objective in considering the facts from both a business and a risk point of view
- Forecast, analyse financials and collate data
- Participate in meetings with senior stakeholders
- Identifying transaction specific risks including credit, taxation, accounting and legal
- Introducing risk mitigating measures as input to structured transactions in line with the risk philosophy of the Bank
Senior Accountant
Madawas Holdings (Pty) Ltd
Windhoek
09.2015 - 11.2016
- Prepared monthly journal entries and reconciliations
- Updated general ledger with latest entries
- Reconciled balance sheets and streamlined best practices for balance sheet processes
- Handled month-end and year-end finances by managing and reporting fixed assets and other data
- Reviewed documents and accounts for discrepancies and resolved variances
- Completed year-end closing processes with controllers and external auditors
- Wrote financial statements and consolidations after reconciling general ledger accounts
- Evaluated and improved accuracy and completeness of financial records
- Set up and improved accounting systems and processes to meet business needs and maximize operational success
- Analyzed financial audit information and made recommendations to improve efficiencies
- Performed advanced reviews of business operational trends and expected obligations to prepare accurate forecasts
- Design and implementation of effective processes
- Assist with Business Plan Developments
- Creating Management Assumptions for Management approval
- Assist with the design of company policies
- Identifying a market segment and ideas into how to serve this segment well
Internal Auditor
Communications Regulatory Authority of Namibia
Windhoek
03.2015 - 08.2015
- Recommended new methods to improve internal controls and operating efficiency
- Developed auditing program to address risks and evaluate regulatory requirements
- Documented recommendations to improve internal controls
- Evaluated company's policies to determine how well standards adhered to best practices
- Reviewed and identified risks, analyzed controls and tested compliance
- Guided departments in developing remediation plans, addressing deficiencies uncovered during walkthroughs
- Report Writing: Make practical recommendations based on the results of the audit
- Assist with the discussion of the recommendations to the relevant management
External Auditor
KPMG Namibia
Windhoek
02.2013 - 01.2015
- Effectively planning an audit (i.e
- Budgeting, pre-engagement activities, staff allocation, risk assessment procedures and designing an appropriate audit strategy and plan in response to the risks identified)
- Liaising with the client (management and those charged with governance) throughout the engagement
- Managing the engagement at the fieldwork phase up to its completion (i.e
- Ensuring appropriate staff mix, delegating work to staff, managing deadlines both internal and external, managing the performance of team members, ensuring the successful completion of audit procedures, ensuring effective communication between team members, managing reviews of senior staff, reviewing the work of junior staff and with the client and adjusting the audit strategy if the need should arise)
- Managing financial aspects of the audit (i.e
- Analysing work in progress and involvement in overrun discussions if required)
- Compilation of annual Financial Statements and Consolidated financial statements (non audit engagements)
- Analysing critical business processes and risks as well as addressing client needs is complemented by my extensive knowledge and skill in the application of International Financial Reporting Standards as well as compliance with local laws and regulations
Education
CFA Level 1 -
CFA Institute
true11-2025
B.Accounting Honors - Accounting
University of Namibia
Windhoek12.2012
Some College (No Degree) - Leadership
Imperial College
Skills
- Credit Analysis
- Budget Analysis
- Cashflow Analysis
- Risk Management
- Financial Reporting
- Regulatory Compliance
References
- Clarence Komomungondo,Country Fiance Controller, +264 81 1406347
- Michael Hassel, Head of RMB Credit Namibia, FirstRand Namibia, +264612992374
- Domomic Shikola, Head of Business, Standard Bank Namibia
- Alfreda Wentworth, Managing Director, Gold Management Consulting, +264 293 2963
Timeline
Treasury/Credit Analyst
Puma Energy Namibia (Pty) Ltd
01.2024 - Current
Financial Accountant
Gold Management Consulting
02.2023 - Current
Credit Originator
Standard Bank Namibia
04.2022 - 08.2022
Credit Analyst
RMB Namibia (FirstRand Namibia)
12.2016 - 03.2022
Senior Accountant
Madawas Holdings (Pty) Ltd
09.2015 - 11.2016
Internal Auditor
Communications Regulatory Authority of Namibia
03.2015 - 08.2015
External Auditor
KPMG Namibia
02.2013 - 01.2015
CFA Level 1 -
CFA Institute
B.Accounting Honors - Accounting
University of Namibia
Some College (No Degree) - Leadership
Imperial College
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